Fed holds 4.25–4.5%; signals 2 cuts possible in H2 2026 pending inflation prints
Federal Reserve · Mar 2026
Data
30-yr mortgage at 5.98% — lowest since Sept 2025; refi volume up 22% WoW
Freddie Mac PMMS · Mar 2026
Market
Existing home sales tick up 2.1% MoM; inventory still 38% below pre-pandemic levels
NAR · Feb 2026
Policy
Senate housing bill targets 1M new units; zoning preemption provisions draw opposition
HUD · Mar 2026
Data
Case-Shiller HPI +4.8% YoY nationally; Miami, Tampa, Charlotte lead Sun Belt gains
S&P / FRED · Jan 2026
Market
New home sales beat estimates; builder incentives pulling buyers from resale market
Census Bureau · Feb 2026
Market Query— ask anything about current market conditions
READY
SYSRE/TERM initialized. Loading FRED data across 12 series — mortgage rates, home prices, supply, affordability, construction. Click any query below or type your own.
Buy vs. wait?
Rate spread signal
vs. 2008
Supply → prices
Cycle position
50bps cut impact
>
ZIP / City Lookup
or
Compare Mode
Popular Markets — click to load
DATA — Census Bureau ACS 5-Year · HUD Fair Market Rents · FRED mortgage rates. Zip-level estimates updated annually. For active listings, use the Zillow/Redfin links inside any result.
RE/TERM Monthly Intelligence
Get the market delivered to your inbox
One email per month. Your chosen ZIPs + macro data. No listings spam. No ads. Built for people who want to actually understand the market — like Homebot, but for everyone.